Don't Disregard Rental Car Insurance Even Though You May Be Tempted  

You're in the process of leasing a vehicle, you will have the option to purchase rental car insurance instead of using your own insurance. It's only a few dollars extra per day and it will protect you from having to pay for any damages that are incurred to the car during your trip. Saving as much money as possible by disregarding the insurance is probably your first thought. You're a safe driver with a good driving record and you don't foresee anything happening to this nice vehicle that you're about to take responsibility for. But think. What if something does go wrong with the car? What happens if another driver suddenly runs into you? What if severe weather strikes or some other act of God? Are you prepared to risk having something happen to the car which would cost you more in the long run? You may want to rethink your initial plan of disregarding the rental car insurance and just go with it. It's not that much more and you'll feel better knowing you're protected.  

Don't Just Check The Box 

Before you sign up for the extra rental car insurance, find out what their plan covers. It may be easy to just check the box accepting the rental car insurance but what if it doesn't cover the things it needs to cover? For example, some rental car insurance won't protect you from acts of God such as hurricanes or floods. They'll only protect you if you're involved in a vehicular accident. You need to be completely sure what you’re getting before you sign up for the rental car insurance so that you know exactly what you're paying for. 

How Much Will It Cost? 

Don’t make the process of signing up for rental car insurance a quick deal. Take time to ask appropriate questions. Usually, when renting a vehicle, the process is so fast that you're in and out of the office and the next thing you know, you're in the rental car ready to go. It's not until you return the car that you're bombarded with unknown fees and extra charges you weren't expecting. How such is the rental insurance going to cost? Most of the time, it is accrued each day but sometimes it is bundled in one simple package. If you don't want any unusual surprises waiting you when you drop off the car, make sure you are clear on everything before you sign the insurance contract. 

Renting a vehicle can be an enjoyable experience. After all, you get the opportunity to try out a new car and can run up miles on a car that you don't even own. However, lots of things can happen and you don't want to pay for any damages that can occur if you don’t have to. Therefore, sign up for the additional rental insurance and have the confidence in knowing that you're well covered in case the unthinkable actually happens.